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Keep Track Of How Much You Save & Spend

6 Feb

Not only is it important to keep track of how much you are saving, but also how much you are spending. You need to make sure that everything your buying is worth it and your not actually spending more than you normally would.

It may not seem like a lot, but a dollar here, and a dollar there adds up! I would recommend making a spreadsheet on Microsoft Excel, or you can make a table on Word and print it out. Have one column for spending, and one for saving. In the spending, you need to put anything coupon related. This would be newspaper cost, how much you spent at the grocery store, and all of the CVS, Wags, and Rite-Aid trips you take. In the saving, write down any money that you save on your shopping trips. After a few weeks, add your two columns up and find your real savings percentage. (To find your savings percentage, divide how much you saved by the VALUE. The value is the savings and spending added together.) A percentage that you want to shoot for is at least 50% or higher. If your percentage is lower than what you expect, look back through all your spending and see if there is anywhere that you can eliminate.

 

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